If you've read my e-book, Internet Predators on the Prowl! you will know why ordinary people need extraordinary levels of protection on today's Internet. You also will have read about the mediocre performance of Microsoft's OneCare when faced with actual, live spyware.

     Following is an updated version of the next-to-last chapter, which tells how you can get four important types of protection for free - plus the highest-rated antispyware for just $30. Making your total expenditure for complete protection all of $30. I kid you not.

YOUR SUIT OF SHINING ARMOR

by Janette Blackwell
www.tourthesites.com

     Have you decided to avoid the shaky protection of Microsoft's OneCare and wait for something better? And are you ready to suit up in your shining armor to thrust back the ravening heathen hordes?

     As you may have noticed, "shining armor" doesn't exactly describe what's out there now. When pitted against spyware in actual combat, a lot of it comes out looking more like tinfoil. But some programs do have a good record, though nothing completely wipes out all spyware all the time. Which is why the people at SpywareWarrior.com say they run TWO antispyware programs on their computers.

     I have two antispyware programs on mine: Spysweeper, the top-rated antispyware, which is $30, and AdAware home version, which is free. For awhile after I upgraded from SpySweeper 4.0 to 5.0, SpySweeper - which is tremendously energetic - refused to let my free version of AdAware finish its scans. SpySweeper claimed it was working on a solution to this problem, and I let it bustle about alone, sending me a constant stream of chirpy little messages about the great things it was doing.

     And, fortunately, SpySweeper started letting AdAware through by the time I went to a website my computer said was probably a scam. I was so sure I had the right address that I ignored the warnings - and the site WAS a scam. When I did a spyware scan that night, SpySweeper found a big, bad Trojan, doubtless inserted during the fifteen seconds I was on that site! And then AdAware found a different big bad piece of spyware!

     So you see it really does pay to have TWO kinds of antispyware, since no one kind nails all the bad guys. And, yes, I spent my whole Internet safety budget on that $30 version of SpySweeper - and I think I got a good deal!

     My dream? I dream that someday a software firm will come out with an all-in-one program that's tops in every area and reasonably priced. And they will become justly famous, and we will all live happily ever after. But now that I've read multiple reviews of Symantec and McAfee products, I doubt that this wonder will come from either of them, and it certainly hasn't come from Microsoft. Perhaps it will come from some obscure little company with a zest for perfection . . . after all, as everyone knows, Google started in a converted garage in 1998.

How Good Are All-In-One Security Suites?

     If you check out the reviews, you'll find that these "security suites" offer far from perfect security. Which means you could easily pay $50 to $75 and still have your computer captured by a criminal hacker.

     Suggestion: Get the "Big Five": inexpensive but highly rated (1) antispyware, (2) antivirus, and (3) firewall protection. Sign up for (4) automatic patches for your Internet Explorer, Macintosh, or Firefox browser. And get for free a (5) spyware warning system such as McAfee Site Advisor. Then you're covered - until the happy day when a top-quality all-in-one suite actually makes an appearance.

     And now for the inexpensive but highly rated coverage that's out there:

Views of the Experts

     I used PC World, PC Magazine, and Download.com for ratings. Many websites do evaluations, but they aren't all impartial and don't all have a reputation for excellence. PC World and PC Magazine both have excellent, established reputations. Download.com has, in addition, both editorial and user evaluations of its listings. And you can, of course, download what you need right there.

     For programs that will work with Windows 98, read the section of this article called "Practical Suggestions for Windows 98 Users."

     A pleasant surprise: the top rated antispyware is just $30, and well regarded antivirus and firewall software is available for free. SpywareBlaster and the McAfee Site Advisor antispyware warning system are both free. You can, if you like, spend more and get more features - for example, BitDefender 9 antivirus no doubt offers features the free varieties do not - but many people, including me, find the highly regarded free antivirus programs do a fine job.

     The protection you most need is top-rated antispyware. Next is a firewall that prevents keyloggers from phoning home with your financial informational. The combination of SpySweeper (or SpywareDoctor) for $30 and ZoneAlarm's free firewall is better than all-in-one protection that costs much more.

Antispyware.

     PC World tested a number of antispyware products against actual spyware infestations. They say, "Webroot's $30 SpySweeper 4.0 removed 90 percent of the spyware components - the highest score - which helped make it the Best Buy among the stand-alone applications." Webroot now has come out with SpySweeper 5.0, which is even better.

     PC Magazine editors gave the new SpySweeper 5.0 the Editor's Choice Award on July 17, 2006. It also gives a high rating to SpywareDoctor, which, like SpySweeper, is $30.

     Download.com also gives high ratings to SpySweeper and SpywareDoctor, tested against actual spyware.

     Suggestion: if you already have antispyware that is NOT top rated, why not follow the Spyware Warriors' rule of two kinds of antispyware, making the second one either SpySweeper or SpywareDoctor? Then you know you've got top-notch protection. Or, if you already have SpySweeper or Spyware Doctor, why not get the free version of AdAware as a backup? A second kind of antispyware really does catch problems just one might miss.

Antivirus./b>

     Download.com lists 182 antivirus programs - and they're all aiming to solve a problem that simply doesn't occur as often as it used to.

     PC World rated BitDefender 9, at $30, as top antivirus; McAfee Virus Scan, at $40, in second place.PC Magazine rated McAfee as best antivirus. Download.com doesn't rank its 182 kinds of antivirus, but gives high editorial ratings for both the AVG and Avast free programs mentioned below.

     I originally recommended AVG's free version of antivirus. That's what I have, but, if I had it to do over, I'd get Avast's 4 home edition. AVG announced we all had to get an updated version before January 15, then made it almost impossible to get any but the paid version. (I finally put into the Download.com search box, "AVG free" and got it that way.) Now they're hounding me to get their antispyware and going about it in ways I consider deceitful. Rats!!! I say with feeling.

     The newsletter of my computer users' group recommended Avast's free antispyware, and Download.com gives it a fine editorial review. The user's review goes further: "Avast is a very reputable company who makes their money on the commercial use of their product. . . . They aparently make enough to offer home users the same product with a 14 month at a time license key (after registration). Way better than AVG or Bit Defender free versions!"

     So I highly recommend Avast 4 home edition free antivirus program.

     And, incidentally, none of these sources gave a top rating to that old warhorse, Norton Antivirus. Apparently the warhorse's feet have gotten tired.

Firewalls

     A firewall is your chief protection against keyloggers. It is no longer safe to go on the Internet without one. Yes, a firewall will slow down your computer's reaction time, and, every time you install something new, it will ask if you approve that item. But you need it to deal with keyloggers. A keylogger is an almost undetectable program that logs your personal credit information and "telephones" it to a criminal hacker. There are hundreds of thousands of keyloggers now out there, and thousands more every day. The criminal world loves them. And only a firewall will reliably stop them.

     PC World rates ZoneAlarm Pro at $50 as a "best buy," with many highly rated features; ZoneAlarm free version, it says, "lacks mass-mailer protection and extras such as privacy-guarding features." It thinks the free firewall that comes with Windows XP is very good - but Andrew Brandt, writing for PC World, advises us to "use a firewall that can block unknown programs from communicating with the Net to keep keyloggers from phoning home. The free ZoneAlarm firewall can do this; the built-in Windows XP firewall can't."

     PC Magazine gave its top rating to ZoneAlarm Pro but almost as good a rating to ZoneAlarm Free, which was rated as equal to Norton and Comodo.

     Download.com's editors and users both gave top ratings to ZoneAlarm's free firewall - but the free version is no longer listed in the firewall section. Only the paid version is there. You have to put into the Download.com search box "free ZoneAlarm firewall." Then you'll get it. The people at ZoneAlarm really, really want you to get the paid version. And, of course, if you can afford it, ZoneAlarm Pro will offer more types of protection. But the free version works just fine.

     ZoneAlarm Free is absolutely worth the trouble!

Free Special Protections:

     The following programs give additional types of protection . . . for free. Just add them to the top-rated free and inexpensive programs you already have.

     SpywareBlaster doesn't scan for and clean spyware, says its creator Javacool, it "prevents it from being installed in the first place. SpywareBlaster prevents the installation of ActiveX-based spyware, adware, dialers, browser hijackers, and other potentially unwanted programs." SpywareBlaster has been around awhile and is highly regarded.

     McAfee Site Advisor spyware warning system, which I mention constantly because it has saved me from so much nasty stuff, is, like all the other programs mentioned, available from

http://www.download.com/

     If McAfee starts charging for Site Advisor, or if you simply like to check out several options, here are two other free candidates for your spyware warning system:

     Netcraft, which you can learn about at

http://toolbar.netcraft.com/

and Trustwatch, which you can learn about at

http://www.trustwatch.com/

     Both Netcraft and Trustwatch are available from Download.com.

Browsers:

     Let's face it, hackers find new holes in Internet Explorer almost every day. You will be more secure if you use an alternative browser such as Firefox. If you have the computer smarts to install a new browser - or if you know someone who does - you can get a free Firefox download at

http://www.download.com/

     Click on Browsers.

     Firefox also has an excellent users' forum to answer questions you might have about a Firefox installation. I have always received very prompt answers to my questions - usually within five minutes. Find it at

http://forums.mozillazine.org/index.php?c=4

     Microsoft's new Vista browser is much safer than Internet Explorer and better in every way. But you pay for what you get, and for the top versions you pay quite a bit. Firefox is free. It also has many free add-ons that clever computer techies have worked out over the years. If you like fun freeware, Firefox is a dream.

Practical Suggestions for Windows 98 Users

     Since Microsoft no longer gives Internet Explorer patches for Windows 98, and most of the protective programs we've just discussed won't work with it either, users are not coming from a good place. Brian Krebs tested a number of free programs on a computer with Windows 98. He warns that, while the listed programs worked on his setup, if you try to use them on an already infested computer, you would probably get the dread "blue screen of death." So first read Chapter 5, which tells you how to find out if your computer is infested, then put on the listed downloads.

     Here are some that worked with Windows 98 for Krebs:

Free Antispyware:

Grisoft AVG personal
Clam Win Free

Free Antivirus:

AdAware Personal
Spybot Search and Destroy
Spyware Guard
Winpatrol

Free Firewall:

Jetico Personal Firewall
Tiny Personal Firewall

     He also mentions that you could install the Firefox 1.5.x browser, thus getting around the lack of updates for Internet Explorer. Firefox is attacked by hackers much less frequently, but you will need someone with technical ability to install it for you. If you know a knowledgeable person, see my comments above, under Browsers.

     Krebs' final comment: "Overall, I'd have to say my testing definitely showed that the free security tools performed better on Windows 98 than did paid or trial versions of retail software."

     Let me add that the "Free Special Protection" mentioned above, SpywareBlaster and McAfee Site Advisor, should also work on your Windows 98.

     All of the above programs can be downloaded from

http://www.download.com/

Want to Read More About It Online?

     For PC World's antispyware reviews, go to

http://pcworld.com/tc/spyware/

     For PC Magazine's reviews, go to

http://www.pcmag.com/

     Click on Reviews, and then on Spyware, listed under Popular Searches.